Unlock Your Financial Potential
Tailored Funding for Every Project
Discover fast, seamless funding with Imperial Capital Funding. We specialize in asset-based loans for real estate investors, developers, and entrepreneurs—including DSCR rentals, fix-and-flip projects, BRRR, bridge, and ground-up construction—lending in 44 states nationwide. Our expert team and private capital partners help you secure up to $75 million per transaction, focusing on the strength of the deal rather than rigid bank requirements. With efficient underwriting and flexible structures, we navigate the financing process for you so you can focus on growing your portfolio and closing your next opportunity.
Get in Touch with IMPERIAL CAPITAL FUNDING
At Imperial Capital Funding, we value every inquiry and are ready to help you structure the right loan for your next deal. Whether you’re a fix-and-flip investor, BRRR buyer, builder, or multifamily owner, our team is here to review your scenario and walk you through your options.
Use the contact form to share basic details about your project, and we’ll respond within one business day with next steps or a funding quote. We lend in 44 states and are committed to clear communication, fast answers, and guidance from application to closing—so you’re never guessing where your deal stands.
Loan Program Matix
Fix & Flip, DSCR rental, short-term multifamily, and long-term multifamily loans from $75K–$2M+, with terms from 12 months to 30 years and leverage up to 95% purchase + 100% rehab or 80–70% LTV depending on program.
New Construction
Ground-Up Construction financing for non–owner-occupied homes, condos, and townhomes — $100K–$2M, terms up to 24 months, and up to 90% loan-to-cost for qualified borrowers (650+ FICO).
Short-Term Multi Family Financing
Short-Term Multifamily Financing for 5+ unit apartments and mixed-use properties—12-month bridge and fix-and-flip loans from $250K–$2.5M, with leverage up to 80% purchase plus 100% rehab for qualified borrowers (650+ FICO).
Long-Term Multi-Family Financing
Long-Term Multifamily Financing for 5–9 unit buildings—30-year loans starting at $150K, up to 70% LTV on purchases and refinances (65% cash-out) for qualified borrowers with 700+ FICO.
Fix and Flip Financing
Fix & Flip Financing for non–owner-occupied 1–4 unit properties, condos, and townhomes—12-month loans from $75K–$2M, up to 95% of purchase plus 100% of rehab costs (max 75% ARV) for investors with 650+ FICO.
Bridge Loan Program
Bridge Loan Program – Short-term hard money financing for non–owner-occupied 1–4 family and multifamily properties, condos, and townhomes—12-month loans from $75K–$2M, up to 80% purchase, 70% refi, and 60% cash-out for investors with 650+ FICO.
Long-Term Rental Financing
Long-Term Rental Financing for non–owner-occupied 1–4 unit homes, condos, townhomes, and PUDs—30-year DSCR loans from $75K–$1.5M, up to 80% LTV on purchases/refis and 75% cash-out for investors with 680+ FICO (1.05 DSCR).
Long-Term SFRRental Portfolio Program
Long-Term Rental Program – 30-year DSCR financing for non–owner-occupied 1–4 unit homes, condos, townhomes, and PUDs—single-asset loans from $65K–$1.5M and portfolio loans up to $20M, up to 80% LTV for qualified investors
Pricing Quote
Pricing Quote – Provide key borrower, property, and loan details so we can price your Fix & Flip or 30-year rental scenario and send an estimated set of loan terms.
Loan Application
Loan Application – Provide borrower entity, property, loan request, project details, exit strategy, reserves, and guarantor information so we can formally review and underwrite your commercial real estate loan request.
Where we lend
Lending in 44 States — and Growing
Imperial Capital Funding provides investor-focused financing across most of the United States. On the map above, blue states represent where we are actively lending today, while white states are “Coming Soon” as we complete licensing and program roll-outs.
Whether you’re fixing and flipping, building new, or holding rentals, our team is ready to help structure funding in 44 states right now, with 6 additional states on the way.
We are currently lending in the following states:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
We’re actively working to expand into the remaining states shown in white on the map:
Alaska, Nevada, North Dakota, South Dakota, Utah, Vermont.
We’re not lending in these states just yet, but they are on our roadmap. As we complete licensing and program approvals, each state will transition from white (Coming Soon) to blue (Currently Lending).
What Our Clients Say
At IMPERIAL CAPITAL FUNDING, we take pride in the trust our clients place in us. Hear from satisfied investors who’ve grown their businesses with our funding solutions.
“Working with IMPERIAL CAPITAL FUNDING transformed my business. Their team understood my needs and provided the financial support I required without delay. I am grateful for their professionalism and support during a critical phase of my growth.”
– James T.
“The funding process was seamless and efficient. I received the funds I needed to expand my operations faster than I expected. IMPERIAL CAPITAL FUNDING truly delivered on their promise!”
– Sarah L.
“I had a fantastic experience with IMPERIAL CAPITAL FUNDING. They guided me through every step, ensuring I understood my options. Their dedication to customer satisfaction is evident!”
– Mark R.
The Impact of Funding
Unlocking Potential Through Strategic Financing
At Imperial Capital Funding, we know the right capital partner can change the trajectory of a project. Funding isn’t just cash in the deal—it’s the difference between a missed opportunity and a completed asset that builds long-term wealth.
We provide strategic, asset-based financing for real estate investors, developers, and entrepreneurs across 44 states, helping them acquire, build, rehab, and stabilize income-producing properties. By focusing on the strength of the collateral and the business plan, we structure DSCR, bridge, fix-and-flip, multifamily, and construction loans that support your strategy instead of slowing it down.
Whether you’re scaling a rental portfolio, repositioning a multifamily asset, or breaking ground on a new development, our team works with you from term sheet to payoff to help maximize returns and protect your equity—so each project moves you closer to your financial goals.